Seattle’s Innovative FinTech Startups Revolutionizing U.S. Financial Services Scene

January 27, 2024

The fertile ground of Seattle, Washington, known for its vibrant tech scene, has given rise to an impressive variation of startups in recent years. This become particularly true the Financial Services industry, with a surge of companies powering through the challenges of 2020 and beyond, providing innovative responses to the changing financial landscape. From companies offering new ways to invest and save, to bringing fresh ideas about cryptocurrency and credit services to the market, Seattle has demonstrated its status as a hotbed for fintech innovation.

Here, we take a closer look at some of these promising startups. Each one is making waves in their respective niches, helping their customers navigate the complex world of financial services with revolutionary tools, technologies and approaches. These are the companies that have caught our eye and are well worth watching as they continue to grow and shape the future of finance.

In no particular order, let’s take a closer look at some of the most outstanding Financial Services startups with an inception of 2020 or later based in Seattle, Washington:

Arrived Homes

Arrived Homes provides rental home investment services, enabling individuals to achieve financial independence. Through its platform, users can purchase shares of rental properties and earn a passive income, with full property acquisition, improvement and daily operations management handled by Arrived Homes. With its bold proposition, it’s a company to keep an eye on. Facebook, Twitter, Linkedin.


Helping small and medium businesses with quality payment solutions is the promise of PayPugs. The Financial services platform focuses on delivering quality and dependable payment solutions to help businesses navigate their financial needs. Facebook, Twitter, Linkedin.


AcceleWage has rolled out a SaaS solution for banks and credit unions to fully automate earned wage access (on-demand pay) for employees of select employers. AcceleWage stands out by enabling banks and credit unions to serve existing and acquire new clients, attract stable flows of automated paycheck deposits, and generate additional revenues with limited costs and risks. Linkedin.

Keiretsu Family Office

Keiretsu Family Office’s services are designed to give family offices access to substantial deal flow, family office structuring services, educational content, and sophisticated networking events. With considerable access to proprietary technology deal flow, Keiretsu Family Office stands out in the Venture Capital landscape. Linkedin.

Aghaz Investments

Aghaz Investments serves as an online investment advisor for Muslims and values-based customers. Through its platform, users can conveniently invest and save for their goals in accordance with their beliefs. Aghaz Investments clearly demonstrate its commitment to inclusive and ethical financial services. Facebook, Twitter, Linkedin.

Earning Together, Inc.

Earning Together, Inc. builds and operates software to optimize investments in global lending markets— specifically, demand notes that are purchased by investors. The company identifies available opportunities for investors and helps optimize their investment returns.

Allio Finance

Allio Finance is an all-in-one app that allows customers to invest and save money for their financial goals. It is designed to be as user-friendly as possible, making it a great tool for individuals who want to take control of their finances. Linkedin.


Fragment offers a modern approach to double entry accounting, built specifically for engineers. It provides a simple, efficient way to track and manage finances, making it a powerful tool for individuals and businesses alike. Twitter, Linkedin.


Upwardli offers credit services with a tech-based approach. It helps customers in building their credit and savings with personalized products, enabling them to make smart financial decisions. Facebook, Twitter, Linkedin.

Makara Digital

Makara Digital is a cryptocurrency investing platform that offers a secure, proprietary trading technology built specifically for digital assets. Founded in 2021, it is already reshaping the future of cryptocurrency. Facebook, Twitter, Linkedin.

Financial Choice

Financial Choice provides a unique proposition: allowing consumers to invest their checking account funds for market returns while still having instant cash access. This innovative service offers automated investing, tax efficiency, and portfolio rebalancing, making Financial Choice a standout in consumer finance management. Linkedin.

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